Loan programs

Diversified lending, engineered for market speed

The same figures, laid out so you can find the program that fits the deal.

Program	Built for	Headline figure	Payment
Fix & Flip Loans	Renovation financing	Rates from 7.2%	Interest-only
Hard Money Loans	Asset-based financing	Priced per file	Interest-only
DSCR Loans	Rental income qualifying	Rates from 5.4%	Depends on the file
Ground-Up Construction Loans	New build financing	85% of cost + 100%	Interest-only
Bridge Loans	Short-term capital	$1M – $50M+	Interest-only
Commercial Purchase	Purchase and acquisition	Contract-driven	Depends on the file
Commercial Refinance	Refinance and cash-out	Rate-and-term or cash-out	Depends on the file
Land Loans	Land and lot financing	50%–65% LTV	Interest-only

Fix & Flip Loans

We structure financing that covers 100% of construction costs so more of your cash stays available for the next deal.

For investors who need a fast close when a bank will not underwrite the borrower, the timeline, or the condition of the asset.

Debt-service coverage financing for investors growing a rental portfolio without their own tax returns becoming the limit.

Interest-only during construction so carrying costs stay down while the project is not yet producing income.

For opportunistic purchases, stabilization, and short-term liquidity when closing speed matters more than a 30-year rate.

We shop the file across lenders so the timeline follows the deal, not one bank's queue.

For maturing bridge notes, rate relief, and cash-out that funds the next acquisition.

Finished lots with a clear exit are the most straightforward land deals, and they close the fastest.