Refinance and cash-out
Commercial Refinance
Replace expensive debt or pull equity out of a property you own.
Owners refinance to replace a loan that is about to mature, to step off a short-term rate onto something that matches a stabilized property, or to turn equity into a down payment. The property has a history now, so the conversation is about cash flow and the use of proceeds.
Common files: paying off a bridge loan after lease-up, cash-out for another purchase, and moving a small business property — including medical, dental, and mixed-use — onto longer terms.
Eligible property
- Multifamily
- Retail
- Office
- Industrial and warehouse
- Medical and dental office
- Mixed-use
Figures
- Purpose
- Rate-and-term or cash-out
- Best fit
- Stabilized assets
- Coverage
- Nationwide
- Uses
- Maturity, rate, or cash-out
- What drives terms
- Cash flow and equity
- Process
- Same advisor through closing
Questions on this program
Yes, when the existing asset supports the new loan and the use of cash is clear. We will show leverage and proceeds side by side before you pick a lender.