Short-term capital
Bridge Loans
Fast-track capital for time-sensitive acquisitions.
A bridge loan is a short first-lien note that gets you to the closing date the contract actually sets. Investors use it to buy before a property is stabilized, to recapitalize between a maturity and a permanent loan, or to move on a deal a bank will not underwrite in time.
Amounts run from $1 million to $50 million and up, with leverage up to 80% of the purchase price. Funding on a complete file is often 7 to 10 business days. Terms are commonly 12 to 24 months, interest-only.
Eligible property
- Multifamily
- Retail
- Office
- Industrial and warehouse
- Mixed-use
Figures
- Loan amount
- $1M – $50M+
- Max LTV
- Up to 80% LTV
- Funding timeline
- 7–10 business days
- Term
- 12–24 months
- Payments
- Interest-only
- Uses
- Purchase, recap, or stabilization
Questions on this program
No. Speed is the usual reason. A clean asset with a deadline still belongs here when a permanent lender cannot close inside the contract.